Skip to Site Navigation | Skip to Content

Honest answers. Quality products. Long-term partners.


In 1957, after 10 plus years in the construction business, Bill Howell decided that he needed a career change. He decided on insurance. No one really remembers, but the choice was obviously a good one. In 1960, his long time friend, John Stone, joined the business and Howell-Stone Insurance was officially formed. From this association and with their deep knowledge of the construction industry, Howell-Stone Insurance soon became known as “The Contractor’s Insurance Agency” and has grown from a small partnership to one of the larger agencies in the Oklahoma City metropolitan area.

Most of Howell-Stone's staff of 20 employees have company underwriting backgrounds while averaging 27 years in the industry and 19 years with Howell-Stone Insurance. This extensive background allows us to handle the insurance needs of our business and personal lines customers. While we have specialized in handling the complex insurance and bonding needs of our contractor customers, we have also developed expertise in many other industries. Having taken a “team approach” and with full time departments specializing in Commercial Property & Casualty, Surety, Personal Lines, Claims and Employee Benefits, we believe we are able to take care of any customer's needs. We strive to always meet our goal….”Your Protection is our Commitment”.